Terms & Conditions

1. Website Purpose

Coverage Navigation provides general educational information about auto insurance concepts. Information on this site is not legal, financial, or insurance advice and should not be treated as a guarantee of coverage, premium, eligibility, or claim outcome.

2. Use of the Site

You agree to use the website for lawful purposes and to provide accurate information if you submit a request. You may not misuse the site, attempt unauthorized access, interfere with site operation, or submit information on behalf of another person without authorization.

3. Request Info Forms

Submitting a form allows Coverage Navigation to review the information provided and respond to your request. Mobile phone submission is optional. Providing information does not create an insurance policy, bind coverage, or guarantee that any specific product, carrier, rate, or service will be available.

4. SMS Terms

If you opt into text messages, you agree to receive the selected category of messages from Coverage Navigation. General Account Notifications and Marketing messages are separate optional choices. Message frequency varies. Message and data rates may apply. Reply STOP to cancel or HELP for assistance.

Consent to receive SMS messages is not required for purchasing products or services. Your number will not be shared with third parties or affiliates for their marketing purposes.

5. Privacy

Use of this website is also governed by our Privacy Policy, which explains how submitted information is collected, used, protected, and not sold, rented, or shared with third-party marketers or affiliates.

6. Informational Content

Auto insurance rules, requirements, pricing, and policy language can vary by state, carrier, and individual circumstances. Site content is provided as a general educational resource and may not reflect every exception, limitation, exclusion, or legal requirement.

7. Third-Party Links

The website may reference or link to outside resources for convenience. Coverage Navigation is not responsible for the content, policies, or practices of third-party websites.

8. Limitation of Liability

To the fullest extent permitted by law, Coverage Navigation is not liable for damages arising from use of the website, reliance on general educational content, temporary unavailability, or errors in submitted information.

9. Changes to These Terms

We may update these Terms from time to time. Continued use of the website after updates means you accept the revised Terms.

10. Customer Care

For assistance, contact Coverage Navigation at info@covernav.com or 937-353-9821. For text message help, reply HELP. To stop text messages, reply STOP.